Who can apply
- Indian resident
- Age 21 to 60 years
- Salaried or self-employed with regular income
- Minimum monthly income of ₹15,000
- A credit history that meets each lender’s policy
Personal loan for travel
A personal loan for travel, without the stress.
Flights, stays and visas for a family trip, a honeymoon or a visit home. Share your details once and our team will connect you with RBI-regulated lenders.
- Usually no collateral
- No fee to apply
- Never pay upfront
What it can cover
Where the money can go.
A personal loan is paid into your bank account, so you decide how to use it.
Flights and transport
Tickets, trains and transfers.
Hotels and stays
Where you stay, for as long as you go.
Visas and insurance
Visa fees and travel insurance.
Tours and activities
The things you’re going for.
Plan it well
Three things to do first.
Borrow small, repay fast
Travel is a short-term spend. A shorter tenure means less interest overall.
Count the full cost
Add visas, insurance, forex and local transport before you pick an amount.
Keep a buffer
Plans change on trips. Don’t borrow away your emergency money.
Before you borrow
Enjoy the trip, then the EMIs.
Know the total you’ll repay before you book.
- Compare the total you’ll repay, not just the EMI
- Check the prepayment terms if you plan to repay early
- Avoid apps that ask for a fee before the loan; check them in the RBI’s directory of lending apps
Example EMI
₹13,327 /month
For ₹1,50,000 over 12 months at an example rate of 12% a year. Not an offer; fees not included.
Plan your EMIEligibility
Who can apply and what you need.
Each lender sets its own criteria. Keep these handy; you won’t need to upload them on Firstfund.
Documents lenders usually ask for
- PAN card
- Aadhaar (for KYC, with your consent)
- Bank statements for the last 3 months (salaried) or 6 months (self-employed)
- Salary slips (salaried) or ITR (self-employed)
- Address proof, if different from Aadhaar
Good to know
Your rights as a borrower.
A Key Fact Statement before you sign
The lender must give you a Key Fact Statement with the APR, every fee and the repayment schedule before you sign. It stays valid for at least three working days, and a fee that isn’t in it can’t be charged without your consent.
Prepaying a floating-rate loan
For floating-rate personal loans sanctioned or renewed from 1 January 2026, lenders can’t charge a fee to prepay. Most personal loans have a fixed rate, so check the prepayment terms in the KFS.
Never pay to get a loan
Firstfund doesn’t charge you to apply. A real lender pays the loan into your own bank account, deducts any processing fee shown in the KFS, and never asks for money upfront.
Based on Reserve Bank of India directions on Key Facts Statements (2024), pre-payment charges (2025) and digital lending (2025). Your lender’s KFS and loan agreement have the final terms.
Questions
Travel: FAQs.
Can I use it for international travel?
Yes. The lender pays the loan into your bank account and you spend it as you plan.
Is a travel loan different from a personal loan?
Usually a “travel loan” is a personal loan used for travel. The terms work the same way.
Can I repay early when I’m back?
Often yes. Check the prepayment terms and any fee in the KFS before you sign.
Does Firstfund charge me anything?
No. Sharing your details with Firstfund is free. Lenders may charge a processing fee, which they must show in the Key Fact Statement.
Other uses
Borrow for what matters to you.
Your next step
Ready for your next step?
Share your details once. Our team will connect with you about the next steps.
Apply now
Free. Firstfund never asks for an upfront payment.