Firstfund is not a lender. Loans come from RBI-regulated banks and NBFCs.
Supplier payments
Bridge the gap between paying suppliers and getting paid, and keep the discounts that come with paying early. Share your business details once and our team will connect you with RBI-regulated lenders.
What it can cover
Clear dues before they become a problem.
Pay early when it saves you money.
Keep production going without breaks.
Cover the wait without stopping work.
Loan types that fit
Not sure which one you need? Tell us what the money is for and our team will help. Which types you can get depends on the lender and your business.
Get cash now against invoices your customers haven’t paid yet.
A limit you draw on when bills are due.
If you sell on credit to large companies, government departments or PSUs, you can sell those invoices on RBI-authorised TReDS platforms, where banks and NBFCs bid to fund them.
Before you borrow
Paying on time keeps supplies coming and terms good.
What lenders look at
Eligibility
Each lender sets its own criteria. Keep these handy; you won’t need to upload them on Firstfund.
Good to know
For MSME term loans, the lender must give you a Key Fact Statement with the APR, every fee and the repayment schedule before you sign. A fee that isn’t in it can’t be charged without your consent.
For floating-rate business loans to individuals and micro and small enterprises, sanctioned or renewed from 1 January 2026, banks and larger NBFCs can’t charge a prepayment fee. Small finance banks, regional rural banks, some co-operative banks and mid-sized NBFCs can’t charge one on such loans up to ₹50 lakh.
Firstfund doesn’t charge you to apply. A real lender pays the loan into your business’s bank account, deducts any processing fee shown in the KFS, and never asks for money upfront.
Based on Reserve Bank of India directions on Key Facts Statements (2024), pre-payment charges (2025) and digital lending (2025). Your lender’s KFS and loan agreement have the final terms.
Questions
The lender pays you most of an invoice’s value now, after a margin and a discount charge, and is repaid when your customer pays.
It suits MSMEs with Udyam registration that sell on credit to large buyers. Companies with turnover above ₹250 crore and central public sector enterprises have to be on a TReDS platform, so many big buyers are already there.
Usually not for invoice-based funding, which is backed by what your customers owe you. Overdrafts and term loans may need security.
No. Sharing your details with Firstfund is free. Lenders may charge a processing fee, which they must show in the Key Fact Statement.
Other uses
Your next step
Share your details once. Our team will connect with you about the next steps.
Free. Firstfund never asks for an upfront payment.