Firstfund is not a lender. Loans come from RBI-regulated banks and NBFCs.
Technology and renovation loan
Computers, software, a POS system, or a shop and office refit. Share your business details once and our team will connect you with RBI-regulated lenders.
What it can cover
Laptops, desktops, tablets and printers.
Billing, accounts and payment systems.
Interiors, signage, lighting and furniture.
CCTV, fire safety and access control.
Loan types that fit
Not sure which one you need? Tell us what the money is for and our team will help. Which types you can get depends on the lender and your business.
A lump sum for the full project, repaid in EMIs.
Finance for devices and hardware. The equipment can be the security.
Schemes like CGTMSE help small businesses borrow without collateral, through participating lenders.
Before you borrow
Lenders, and your business, like upgrades with a clear return.
What lenders look at
Eligibility
Each lender sets its own criteria. Keep these handy; you won’t need to upload them on Firstfund.
Good to know
For MSME term loans, the lender must give you a Key Fact Statement with the APR, every fee and the repayment schedule before you sign. A fee that isn’t in it can’t be charged without your consent.
For floating-rate business loans to individuals and micro and small enterprises, sanctioned or renewed from 1 January 2026, banks and larger NBFCs can’t charge a prepayment fee. Small finance banks, regional rural banks, some co-operative banks and mid-sized NBFCs can’t charge one on such loans up to ₹50 lakh.
Firstfund doesn’t charge you to apply. A real lender pays the loan into your business’s bank account, deducts any processing fee shown in the KFS, and never asks for money upfront.
Based on Reserve Bank of India directions on Key Facts Statements (2024), pre-payment charges (2025) and digital lending (2025). Your lender’s KFS and loan agreement have the final terms.
Questions
Some lenders include the first year’s software and setup in a term loan. Ongoing monthly subscriptions are better paid from cash flow.
No, but lenders may ask for your rent or lease agreement, and the landlord’s written consent for major work.
Some lenders visit before or after paying out the loan, to check the business and the work.
No. Sharing your details with Firstfund is free. Lenders may charge a processing fee, which they must show in the Key Fact Statement.
Other uses
Your next step
Share your details once. Our team will connect with you about the next steps.
Free. Firstfund never asks for an upfront payment.